PLAN BEFORE YOU SHOP

What could your VA purchase cost?

Explore a purchase scenario. Change the assumptions to see how they affect your estimated payment.

Your purchase scenario

Home price ($)Down payment ($)Interest rate (%)Term (years)Monthly property taxes ($)Monthly homeowners insurance ($)Monthly HOA dues ($)

I have used the VA loan benefit beforeMy lender has confirmed a funding fee exemptionInclude the funding fee in the loan

The 6.5% starting rate is an editable illustration, not a current rate quote. This tool covers standard purchase fees; special prior-use situations can differ.

ESTIMATED MONTHLY PAYMENT

$2,685

Principal, interest, taxes, insurance & HOA

Principal & interest: $2,260
Base loan: $350,000
Funding fee (2.15%): $7,525
Total financed: $357,525
Down payment: $0
Fee paid at closing: $0

What this estimate leaves out

Other closing charges, prepaid expenses, escrow deposits, maintenance, utilities, and any special insurance. It does not calculate cash to close, approval, or remaining entitlement.

Rounding can affect displayed totals. Confirm costs, fee status, and loan terms with a lender.

Understand the full purchase budget

Standard purchase funding fee rates checked October 3, 2026. Verify the current VA fee table.

YOUR NEXT CHAPTER

The right information.
The right local guide.

Tell us where you want to buy. We’ll look for a VA-experienced agent who fits your needs, with a fellow veteran whenever available.

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What could your VA purchase cost?

Your purchase scenario

What this estimate leaves out

The right information.The right local guide.

The right information.
The right local guide.